Medical Insurance

Healthcare is not free in the United States. If you stay in hospital for just a day, it could cost you $10 000. For this reason, helath insurance in the United States is very important. Health insurance protects you from owing a lot of money if you get sick or injured. 

After you buy health insurance, you can choose a primary care provider (PCP) in your network. You will see your PCP when you need a physical exam or lab test, when your are sick or need treatment for a chronic condition like diabetes, high blood pressure etc. If you need to see your PCP, you need to call to make an appointment. If you need urgent treatment, you can get an appointment immediately but if it is just for a routine exam, you might have to wait several weeks.

To get medical health insurance, you need to pay monthly premiums to a health insurance company. Note, that sometimes the medical insurance company does not cover your entire medical bill so it's important to shop around for the right medical insurance company that suits your needs. Things to consider are:

1. Your affordability.

2. What does the Medical Insurance Company not cover.

3. Any restrictions or waiting periods.

Some of the top medical insurance companies in the United States are:

1. UnitedHealth

2. Kaiser Foundation

3. Anthem, Inc.

4. Centene Corp

5. Humana

6. CVS

7. HCSC

8. Cigna Health

9. Molina Healthcare, Inc.

10. Independence Health Group

You can view other Medical Inurance Services here: Insurance Services