Car insurance is almost always mandatory in the United States. In the United States, car insurance laws are enforcedÂ
at state level which require all drivers to carry an active car insurancy policy.
Recent claims or driving violations affects the cost of car insurance in a negative way. Also, young drivers aged
16 to 25 pay more for car insurance as they are statistically more at risk to cause an accident. So, the cost of
car insurance depends a lot on your risk profile. When getting a car insurance quote, your credit history is also looked
up by the insurance company. If you have a bad credit history, your car insurance premium will be high.
nother factor is the make and model of the vehicle eg. luxury cars cost a lot more to repair and replace. As the cost of the vehicle goes up, so does the cost of car insurance for
that vehicle.
Car insurance covers damage to your vehicle if you are involved in an accident and protects you financially if
you are liable to someone else's damages as well. Car insurance also covers your medical bill if you or yourÂ
passengers are injured during an accident.
When purchasing a vehicle, always make sure that the vehicle is insured before driving it.
Some of the best rated car insurance companies in the United States are:
1. USAA
2. State Farm
3. Farmers
4. Nationwide
5. Geico
6. Allstate
7. Travelers
Quotes may vary eg. Nationwide is best for drivers with bad credit and State Farm is best for drivers with an accident history.
Compare car insurance quotes for FREE here: car insurance quote
Also, check out: Car Insurance
Comments